Terms and conditions

Tripodbase Limited (“we,” “us” or “our”) maintains this website - www.tasereloan.com - (the “Website”) to provide you (“you”, “yours”) with information about Tasere Loan and the financial service that we provide.

BY ACCESSING THIS WEBSITE, WE ASSUME THAT YOU ACCEPT THESE TERMS AND CONDITIONS, PLEASE READ THEM CAREFULLY BEFORE USING OUR SERVICE. BY ACCESSING, VIEWING, OR USING OUR SERVICE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS STATED HEREIN. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE AND ANY CHANGES WILL BE INCORPORATED INTO THESE TERMS AND CONDITIONS FROM TIME TO TIME. IF YOU DO NOT AGREE WITH THEM, DO NOT PROCEED TO ACCESS OUR SERVICE. PLEASE NOTE THAT THESE TERMS WILL APPLY IN ADDITION TO THOSE CONTAINED IN OTHER AGREEMENT INFORMATION SENT TO YOU. OUR SERVICES ARE SUBJECT TO ADDITIONAL SEPARATE TERMS AND CONDITIONS WHICH GOVERN THEIR USE.

This Agreement is a financial services and an end-user licence agreement between you (“End-user” “Borrower” or “you”) AND Tripodbase Limited, incorporated in Nigeria, authorised to carry out the business of financial services and having its registered office in Lagos, Nigeria (hereinafter called "the Company", "us", "we", "ourselves", or "our" which expression shall where the context so admits include its successors-in-title and assigns) of the one part. This Agreement shall begin on the date hereof.

All terms refer to the offer, acceptance and consideration of payment necessary to undertake the process of our services to you in the most appropriate manner for the express purpose of meeting your needs in respect of provision of the Company’s stated services, in accordance with and subject to, prevailing laws of Nigeria. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

Your email address and phone number supplied at sign-up or initiation of the transaction will be used as a means of communicating information, notices and documents to you. Any changes thereof should be sent to hello@tasereloan.com

We do not provide services to children. By using this site, you confirm that you are aged 18 and above, and that you are permitted to use our services under the prevailing laws of Nigeria. We shall not incur any legal liability arising from the access and use of this website by a minor.

We employ the use of cookies. By accessing Tasere Loan, you agreed to use cookies in agreement with the Tripodbase Limited's Privacy Policy.

Most interactive websites use cookies to let us retrieve the user’s details for each visit. Cookies are used by our website to enable the functionality of certain areas to make it easier for people visiting our website. Some of our affiliate/advertising partners may also use cookies.

Unless otherwise stated, Tripodbase Limited and/or its licensors own the intellectual property rights for all material on Tasere Loan. All intellectual property rights are reserved. You may access this from Tasere Loan for your own personal use subjected to restrictions set in these terms and conditions.

You must not:

• Republish material from Tasere Loan
• Sell, rent or sub-license material from Tasere Loan
• Reproduce, duplicate or copy material from Tasere Loan
• Redistribute content from Tasere Loan

The following organisations may link to our Website without prior written approval:

• Government agencies
• Search engines
• News organizations
• Online directory distributors may link to our Website in the same manner as they hyperlink to the Websites of other listed businesses; and
• System wide Accredited Businesses except soliciting non-profit organizations, charity shopping malls, and charity fundraising groups which may not hyperlink to our Website.

These organizations may link to our home page, to publications or to other Website information so long as the link:

• is not in any way deceptive;
• does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and
• fits within the context of the linking party’s site

We may consider and approve other link requests from the following types of organizations:

• commonly-known consumer and/or business information sources;
• community websites;
• associations or other groups representing charities;
• online directory distributors;
• internet portals;
• accounting, law and consulting firms; and
• educational institutions and trade associations.

We will approve link requests from these organisations if we decide that:

• the link would not make us look unfavourably to ourselves or to our accredited businesses;
• the organisation does not have any negative records with us;
• the benefit to us from the visibility of the hyperlink compensates the absence of Tasere Loan; and
• the link is in the context of general resource information.

These organizations may link to our home page, to publications or to other Website information so long as the link:

• is not in any way deceptive;
• does not falsely imply sponsorship, endorsement or approval of the linking party and its products and/or services; and
• fits within the context of the linking party’s site

If you are one of the organisations listed in paragraph 2 above and are interested in linking to our website, you must inform us by sending an email to us. Please include your name, your organisation name, contact information as well as the URL of your site, a list of any URLs from which you intend to link to our Website, and a list of the URLs on our site to which you would like to link. Wait 2-3 days for a response.

Approved organisations may hyperlink to our Website as follows:

• By use of our corporate name; or
• By use of the uniform resource locator being linked to; or
• By use of any other description of our Website being linked to that makes sense within the context and format of content on the linking party’s site.

No use of our logo or other artwork will be allowed for linking in the absence of a trademark licence agreement.

We reserve the right to request that you remove all links or any particular link to our Website. You approve to immediately remove all links to our Website upon request. We also reserve the right to amend these terms and conditions and it’s linking policy at any time. By continuously linking to our Website, you agree to be bound to and follow these linking terms and conditions.

If you find any link on our Website that is offensive for any reason, you are free to contact and inform us any moment. We will consider requests to remove links but we are not obligated to or so or to respond to you directly. We do not ensure that the information on this website is correct, we do not warrant its completeness or accuracy; nor do we promise to ensure that the website remains available or that the material on the website is kept up to date.

We shall not be held responsible for any content that appears on your Website. You agree to protect and defend us against all claims that are arising on your Website. No link(s) should appear on any Website that may be interpreted as libellous, obscene or criminal, or which infringes, otherwise violates, or advocates the infringement or other violation of, any third-party rights.

We will make reasonable efforts to keep the web application operational. However, certain technical difficulties or maintenance may, from time to time, result in temporary interruptions. The Company reserves the right, periodically and at any time, to modify or discontinue, temporarily or permanently, functions and features of the website, with or without notice, without liability to you for any interruption, modification, or discontinuation of the web application Service or any function or feature thereof. You understand and agree that we have no obligation to maintain, support, upgrade, or update the Service, or to provide all or any specific content through the Service.

This Website was created for the convenience of its users. The information (including text, graphics and functionality) is presented “as is” and “as available” without express or implied warranties including, but not limited to, implied warranties of non-infringement, merchantability and fitness for a particular purpose. We expressly disclaim any liability for errors and omissions regarding the information and materials contained on the Website. We cannot guarantee the accuracy or completeness of the information contained on this Website or its suitability for any purpose.

You understand and agree that we do not store card details on our platform, thus, card details shall be processed through a secure payment gateway that is PCI DSS compliant.

Bank Verification Number used by the banking industry in Nigeria and issued by a CBN approved financial institution.

Central Bank of Nigeria, the apex regulator of the financial services industry in Nigeria

One Time Password sent to you by your bank, used to authorize transactions debit card transactions

Personal Identification Number, used to authorise payments against your bank card.

Days from the date of acceptance of Terms

• other than Saturday or Sunday public holidays and
• on which financial institutions are open for business in Nigeria.

• Failure to make any scheduled repayment in full on or before the payment due date in accordance with the repayment plan given to You by Us when you take a Loan.
• Any representation/information, warranty or assurance made or given by You in connection with a loan application.
• Any information or documentation supplied by You is later discovered to be materially incorrect.

A date specified for the payment of interest

Sum stated in all communications to be advanced to the borrower

All documents, agreements and instruments required/delivered to us in connection with requesting for a loan.

• The borrower is required to provide us with authentic and up-to-date personal contact information, social media profile, phone and financial records that we may reasonably request and analyse, from time to time.
• You are required to put us in notice if you have changed your name, your mailing address, your e-mail address or your telephone number.
• We shall make the disbursement of loan amounts in naira by crediting the Borrower’s bank account provided to us.
• We shall make loan available to the Borrower at any time within availability period provided that no Event of Default has occurred and is continuing or no condition exists, which would constitute an Event of Default.
• Any fees or costs associated with loan processing, explicitly communicated during loan application processing and duly consented to shall be payable by the borrower
• The principal sum, interest, default or penalty fees (for payments overdue by 30 days or more) due to the Lender as stated under Pricing in the Terms of Offer issued to and accepted by borrower during loan application processing, the right of the borrower to decline the offer being inalienable, shall be payable on or before the Payment Due Date.
• On due date, repayments shall be made via electronic direct debit on your card/account or by direct cash transfer to a bank account provided to you by us, or through any acceptable electronic channel.
• Payment of penalty fee is made applicable in the event of default as may be provided in this terms and conditions
• We reserve the right to presume that the Borrower has authorised a loan application made in the name of the Borrower, using the borrower’s personal details. The Borrower will be deemed responsible for any unauthorised application unless we are notified immediately in writing, of imminent fraud by another person.
• We may use all reasonable and legitimate means to collect the amount extended to the Borrower, the default fee, the transaction fees and any other penalty fee imposed on the Borrower as a result of the loan.
• If your loan application is unsuccessful, you will be notified via email and the reasons for the refusal may be provided to you alongside.
• Notwithstanding any specific provisions and terms, all loans including principal and interest sums are repayable on demand.

Our obligation to make or advance money to the Borrower shall be subject to;

• the receipt of an application for the facility
• submission of all required documents
• Acceptance of terms of Offer sent to the customer
• Direct debit instruction setup as may be required
• Settlement of outstanding payments in respect of the loan

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer:

• are subject to the preceding paragraph; and
• govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort and for breach of statutory duty.

As long as the website and the information and services on the website are provided free of charge, we will not be liable for any loss or damage of any nature.